Do not forget to change the amount of advances.The minimum changes for health insurance since January

Do not forget to change the amount of advances.The minimum changes for health insurance since January

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add Gabriel Hájková's opinion3. 1. 2022

Self-employed persons who make minimum advance payments for health insurance must soon adjust their standing orders (or another form of payment). The minimum advance payments for health insurance increased to CZK 2,627 per month for 2022.

All self-employed persons who are obliged to comply with the minimum assessment base and who still pay the current minimum of CZK 2,393, or pay more than this amount, but less than CZK 2,627, must increase the amount paid, she explained Viktorie Plívová, spokeswoman for the General Health Insurance Company.

Don't forget to change the amount of advances. For health the minimum insurance has changed since January

Read more in the article Health insurance 2022: How much will you pay in advance?

Advances for the self-employed are due from the 1st of the calendar month for which they are paid until the 8th of the following month, so you must pay the increased minimum advance for health insurance by 8 February 2022 at the latest.

If you belong to the self-employed for which the state pays insurance premiums (state insured persons are e.g. pensioners, students, recipients of parental allowance, etc.), you are not required to comply with the minimum assessment basis. As a self-employed person, you must then send advances in an amount calculated according to actual income and expenses.

A self-employed person who is also an employee and self-employment is not the main source of income does not pay monthly advances. The insurance premium is paid up to the amount calculated in the annual overview of the income and expenses of the self-employed.

As of January 1, 2022, the payment for state insured persons was also increased. The assessment base for a state insured person in 2022 is CZK 14,570, and the calculated premium is CZK 1,967. This increase was established on the basis of Government Regulation No. 253/2021 Coll., dated June 21, 2021.

With the increase in the minimum wage, the minimum deposit for people without taxable income also increased. For 2022, it is 2187 CZK.

The minimum amount of the assessment base for the calculation of the insurance premium for employees will change to the amount of CZK 16,200 from 1 January 2022, i.e. employers will deduct CZK 2,187 from the January premium calculation for health insurance advances. Insurance premiums are paid from the 1st to the 20th of the following calendar month for all employees subject to the obligation to comply with the minimum assessment base, Plívová added.

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