Family House - Buy, Build, or Recreeze?

Type house - mostly nothing for an individualist's idea of ideal living people usually identical: a family house in a nice and traffic -easily accessible location with civic amenities.More and more people who look for their own housing are considering whether to buy an apartment or at almost the same price a family house just outside the city.Especially those who have lived in a small prefab apartment are usually more likely to like the second option.

A new family house can be purchased in several ways.The simplest thing is simply to choose the brands of type new buildings that grow like mushrooms after the rainfall around the large cities.Buyers can save worries about the preparation, implementation and building approval of the building.Moreover.

The disadvantage of mass construction is a limited possibility to adapt the form of the house to the individual requirements of its future inhabitants.They are also considerably limited by their control and the possibility of influencing the quality of construction.Prices of materials and construction work are still rising and many developers are forced to seek savings where take.Problems may only appear in a few years when they will be late for their complaints.

However, the new house owners can experience disappointed much before.Especially if they were chosen only according to the pictures in the advertising catalog.They always look almost perfect.Come to the unsuitability of the layout of the rooms, the absence of storage space or even the low quality of the materials used only after moving is very unpleasant.In such a situation, every advice is expensive.

Individual construction brings a lot of mayor -complined the way to buy a new family house is its construction according to the individual project.Worries usually start in search of a suitable plot.Interesting building plots in nice locations tend to be expensive.If they are not expensive, they usually can't build on them.In the vicinity of large cities today are mainly offered partitions for satellite towns.However, housing in them is mostly far enough to the ideal.

Another pitfall of individual construction is a quality project.Underestimating construction preparation and trying to save on the project can eventually complicate the construction and more expensive.It is always necessary to complete the martyrium of the building proceedings before it started and then select the supplier.However, the main portion of worries will only bring its implementation.Especially if the builder decides to coordinate himself or even try to handle the construction by yourself.

Difficulties can also be expected in credit financing individual construction.Right at the beginning there may be a problem with securing a mortgage loan.The construction of a family house can only be used for this purpose after its entry in the Land Register.This can only be done on the basis of a geometric plan that can only be processed when the construction and technical and functional arrangement of the first floor is.

Until then, the construction must be financed from its own resources, or it must be given to the Bank to pledge another property.Mortgage banks usually release resources only on the basis of submitted invoices according to the degree of construction.They also check whether drawing corresponds to the budget of the building.In case of inconsistencies, the drawing of the loan can suspend and restore it only according to the outcome of the seizure performed directly on the construction site.

Surprises on germinated people do not suit family houses from mass construction.At the same time, however, they do not have time or desire to build their house in person.So they prefer to build the house completely "turnkey".If they manage to find a good designer, a serious construction company and an uncompromising construction supervision, they can save their nerves, time and money.A necessary prerequisite for success is the perfect contractual provision of the awarded work.

Unfortunately reality is in many cases less pink.If a person does not have known to him who could recommend him to the company whose work was satisfied, the selection of suppliers is always a lottery betting.Just enter the tender and then correctly evaluate the offers of the addressed companies to find the optimal price / quality ratio is not easy at all.In the Czech Republic, it is not always the case that the more expensive supplier must do better work and vice versa.

A smaller construction company may not be sufficiently stable and may lack technical equipment and experienced workers.For the big one, the construction of one family house does not have to be interesting enough to pay due attention to it.In any case, the construction supervision is of key importance, which should look for everything on the construction site.However, if he does not make his role, the investor can eventually be very unpleasantly surprised.

Financing the construction of a house provided by one contractual supplier is slightly easier than when suppliers alternate on the construction site.Many larger construction companies can even help the investor with a mortgage loan.If the construction continues according to the approved schedule and if the billing corresponds to the contract, the loan is not a problem.

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